When this photo was first discovered no one had any clues who these people were. The first of two clues was that it belonged to Effie Algerty Ray Conner Hudson and the second clue that on a second image of just the same three women the names "Annie, Nellie, and Nettie" were penciled on the back.
Finally, the mystery has been solved, although many still remain.
Effie had a sister Mary Louisa Ray who married Charles Henry Carter. They settled in Scott Co., Mo. They had daughters Nellie, Nettie, Annie, and Julie C. Carter. Left to right the women above are: Annie Catherine Carter King (wife of Homer), Nellie Carter, and Nettie Carter King (wife of Jesse). The children are thought to be Annie's daughters.
Effie and Mary Louisa were the daughters of Drury Edward Ray and Harriet Anna Rowe Ray. The other siblings were: Lucy Elizabeth Ray Hurst Lord, Julius Harriet Ray and Wilson Edward Ray,