Effie was born in Illinois, daughter of Drury Ray and Harriet Rowe. She married first a Jesse W. Conner who died leaving her with one son. She married next Jess Hudson with whom she had Marvin, Curtis, and one girl who died. After Jess died in a gas explosion in Bristow, Ok in 1929 she married a man named Tucker. She died in Kansas in 1972.